Take Advantage of Unified EPFO Portal – Read These Useful Insights

Unified Portal | Unified Member Portal | EPFO Unified Portal | UAN Portal | UAN Member Portal | EPFO Unified Portal | EPFO Portal

Employees Provident Fund Organization is a central government organization. It is under the control of the Ministry of labor and employment. The association is for the welfare of employees of all concerns. It is a popular scheme for staff investment. Establishments with more than 20 staff can enroll in this scheme.

About EPFO Portal

Employees Provident Fund Organization is a cooperative channel for all online social security activities. Being established under the Employees Provident Funds Act 1952, the EPFO portal is maintaining 19.34 crore accounts with ease. The society is under the guidance of the Central Board of Trustees. The panel will support employees all around India. Both government and private sector employees can use this service.

What is EPFO Unified Portal?

You can use the services available with EPF organizations online, through the EPFO portal. Both employers and employees can use this platform to access the services. Users can create an account, check balances, update KYC, and initiate the claim process with this online forum. EPFO pensioners can use this service site to avail the pension services and can submit digital life certificates.   

What You Can Avail From UAN Portal?

Having an EPF account can benefit you in several aspects. You can ensure social security with the aid of the Employers Provident Fund.

Tax Perks

The interest rate for your provident fund will have an exemption from taxation. The government is providing interest even for your inactive accounts. Your withdrawal from the EPF account is not tax-free. You can draw finance from your account after the completion of five years.

Pension Profits                         

Employees along with employers will pay 12% of their salary as EPF contribution. Among your savings amount, 8.33% is for pension benefits. You can obtain a pension for your lifelong after completing ten years of successful EPF payment.

Life Insurance

An employee will be eligible for a life insurance policy with the EPF scheme. If the employee expired during his service, his family will receive a minimum of 2.5 lakh to a maximum of 6 lakh as life insurance. 

Advance Withdrawal Options

You can withdraw your part of EPF savings before the closure time. EPFO UAN portal will allow you to draw 50 % of your savings after the completion of five years of continuous payment. You can extract money for medical treatment, mortgage repayment, and job loss.

You can withdraw a sum of 90% of the EPF amount for repaying home loans. For marriage and education, you can clear 50% of EPF savings. You can terminator your account after the closure time of the deposit. 

EPFO Portal For Employers

The employers can use the EPFO unified portal for registering their establishment. Entrepreneurs can file their monthly returns through this online panel. Employers can make use of ECR tools to file their returns with ease.

The firm can collect information regarding the rate of contribution, interest rates, and wage ceiling. New employers (Registered after 01.04.2018) can make use of the Pradhan Mantri Rojgar Protsahan Yojana scheme. You can register your company under the PMRPY scheme to make the government pay employers EPF contribution.

 Official Link: https://www.epfindia.gov.in/site_en/For_Employers.php

EPFO Portal for Employees

The unified member portal is an available online platform for all EPFO services. You can access all information regarding EPFO service in this portal. EPF users can view their passbook through this online console. This web service is useful for claiming your PF amount and following your claim status. Pensioners can use the separate portal available to access their accounts.

You can access the unified portal with the UMANG mobile application. All the EPF services are available in the mobile software. Missed call service and SMS service can be useful in assisting users.

Official Link: https://www.epfindia.gov.in/site_en/For_Employees.php

UMANG Mobile Application

United Mobile Application for New-Age Governance is a common forum for availing government services online. You can avail of all central and state services of the government through this platform. The tool is available for multi-platforms. More than two thousand services are available in this software.

UMANG App Download Link: https://play.google.com/store/apps/details?id=in.gov.umang.negd.g2c

How to Register With UAN Member Portal?

You can use the EPFO unified portal for availing of the online service. All EPF account holders can register with the member’s portal for using the service. You can do this with the following steps.

Step 1: Access the official website and select the “Online Services”.

Step 2: Choose the Member UAN/Online Service menu.

Step 3: You can view the UAN member e-Sewa portal.

Step 4: Avail the ‘Activate UAN” to activate your account.

Step 5: Fill in the UAN number, Aadhar number, PAN information, date of birth, and contact details.

Step 6: Ensure the correctness of your data and submit your application.

Step 7: You will be receiving the PIN as a text message to your mobile number.

 Step 8: Input the code to verify your account.  

How to Reset Unified Member Portal Password?

To ensure the security of your EPF account,  you can change your password with more complex characters.

Step 1: Access the official website of EPFO unified portal.

Step 2: Choose the “Forget Password” option.

Step 3: Input your UAN number and confirm it with a captcha code.

Step 4: Validate your mobile number with OTP.

Step 5: Password reset page will appear.

Step 6: Type your new password and confirm the same.

Balance Checking

You can check your EPF balance with the following methods.

  • You can use the missed call service using the number 01122901406 to know your available balance.
  • You can send an SMS with your UAN number to 7738299899 to receive the EPF balance as a text message.
  • Your text message should be of the form “EPFOHO<UAN><LAN>”.

COVID 19 Relief

Due to the outbreak of the COVID 19 pandemic, EPFO has announced that the contributors can withdraw the fund available in their accounts to face the crisis. Eligible members can draw 75% of their savings or a three-month salary with a dearness allowance. 

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